Certn was founded with one goal in mind: build a platform that enhances how we evaluate credibility today to help promote financial inclusion while reducing risk for financial institutions, landlords and employers. Credit bureau’s and credit reports play a serious role in the finances, careers and lives of people all over the world. It’s estimated that more than 3BN people globally could gain access to credit at affordable rates if there was an effective way to assess their ability to pay. Financial institutions, employers and landlords are often excluding their best customers because they have “thin” or “no” credit.… until now.
Certn is a platform that uses data points from thousands of sources to not only look at the past, but for the first time, leverages data science to predict the future. Using machine learning and AI, Certn creates the most comprehensive and predictive applicant profiles on the planet. This allows our customers to effectively validate identity, and make better risk decisions while satisfying KYC and AML requirements.
Solutions: Tenant Screening, Consulting and Profiling